 | Webcast
2008 Western New York Investors Conference
Thursday, November 6, 2008, 8:00 AM ET
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| Webcast
Evans Bancorp Annual General MeetingThursday, April 24, 2008, 9:00 AM ET
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Evans Bancorp, Inc. (Nasdaq: EVBN) is a financial holding company for Evans National Bank, a federally chartered community bank and Evans National Financial Services. The Company, through its banking and financial services subsidiaries primarily conducts business in Erie, Cattaraugus, Chautauqua and Niagara counties of Western New York.
Evans National Bank is a full-service commercial bank with principal bank product offerings that include personal and business deposit services, online banking, consumer installment loans, residential and commercial real estate lending, lines of credit and merchant credit cards. Currently, Bank branches are located in Amherst, Angola, Derby, Evans, Forestville, Hamburg, Lancaster, North Boston, North Buffalo, Tonawanda and West Seneca, New York; however the Bank is actively pursuing a de novo expansion strategy to increase the size of its retail branch system. A new Buffalo, New York branch located in the city's Elmwood Village neighborhood is scheduled to open this summer. The Bank’s wholly-owned subsidiary, Evans National Leasing, conducts leasing activities throughout the continental U.S.
The Company initiated a revenue diversification strategy in 2000 by acquiring non-bank and non-interest margin based financial services businesses. Nine insurance-related acquisitions were completed between September 2000 and October 2004, which combined to form ENB Insurance Agency, Inc., a subsidiary of the Company’s holding company, Evans National Financial Services, Inc. ENB Insurance offices include fourteen locations, several of which are located within Bank branches. In addition to auto, home, life, business, municipal and employer insurance products and benefit programs, the Agency includes a financial services division that offers access to investments and securities. ENB Insurance continues a strategy to actively consolidate smaller insurance agencies in existing or contiguous markets.
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As of November 21, 2008
Minimum 20 minute delay.
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